Tag: news

8 September 2025, India – Mypinpad, a global innovator in card acceptance and authentication software has partnered with Worldline [Euronext: WLN], a global leader in payment services, to fast-track the adoption of secure, software-based payments across South Asia—where mobile-first solutions are essential for scale and inclusion.  

By integrating Mypinpad’s PCI MPoC and scheme-certified SoftPOS solution, Worldline will enable contactless payments acceptance on Android devices—supporting Visa, Mastercard, and RuPay—without extra hardware. The solution is designed to scale across South Asia, targeting markets with high Android smartphone use but limited access to traditional payments infrastructure.  

“This collaboration builds on a long-standing relationship between our two companies and reflects a shared goal to expand financial inclusion and accelerate market access,” said Barry Levett, Chief Executive Officer at Mypinpad. “Worldline’s brand, market access, and regulatory trust enable rapid rollout of our mobile-first technology in key markets where they already operate.”  

Ramesh Narasimhan, Chief Executive Officer, Worldline India, said, “By integrating Mypinpad’s SoftPOS solution, we’re empowering merchants with a secure, cost-effective, and frictionless way to accept card payments directly on Android devices. This innovation not only boosts scalability but also reinforces our commitment to delivering future-ready digital payment solutions that align with evolving market needs and regulatory frameworks.” 

The joint initiative aims to significantly expand SoftPOS adoption in the region by removing cost and complexity barriers for businesses of all sizes. It also sets the foundation for a broader roadmap of advanced use cases that leverage not only merchants’ but also consumers’ devices, including Tap to Add, Tap to Pay on Own Device and Tap to Verify, which allow consumers to securely provision cards, verify credentials, or pay—all through their own mobile devices. 

By putting intuitive, secure, compliant, and affordable payment tools in the hands of merchants and consumers, Worldline and Mypinpad are helping shape a more inclusive, secure, and connected future of commerce. 

 

About Mypinpad

Mypinpad is a UK-headquartered B2B SaaS business with customers and employees in over 20 countries. Mypinpad strives to be the solution of choice for money on the move—making mobile transactions safe, easy and enjoyable. Its certified and patented technology is built on cloud-based open systems designed to be bank-grade secure and ready to scale, providing customers with the tools to grow and future-proof their business. By working together with partners, Mypinpad aims to drive financial inclusion for the benefit of millions globally. 

To find out more, visit its website: www.mypinpad.com 

About Worldline

Worldline [Euronext: WLN] helps businesses of all shapes and sizes to accelerate their growth journey – quickly, simply, and securely. With advanced payments technology, local expertise and solutions customised for hundreds of markets and industries, Worldline powers the growth of over one million businesses around the world. Worldline generated a 4.6 billion euros revenue in 2024. worldline.com

In India, Worldline is a leading Omnichannel payments technology player building a robust payment ecosystem for over 26 years. Worldline is the preferred partner for over 30 leading public and private sector banks, leading sectors like NBFCs, insurance companies, e-commerce businesses, startups, retail brands, hotel chains and many more. www.worldline.com/india 

 

>> Read more on how the Tap to Everything revolution is rapidly gaining traction

4 September 2025, United Kingdom – Mypinpad, a global innovator in mobile card payments acceptance and identity authentication software solutions, is pleased to announce that Mypinpad has raised £4.6 million through an oversubscribed convertible loan from existing shareholders, led by Marbruck Investments and Crossfin Holdings. 

This follows our £8 million raise in 2023 and reflects sustained belief in our strategy, people, and market opportunity. The new funding gives us financial headroom to accelerate the growth of our software-first platform. It also supports our expansion into Tap to Pay on consumer devices and deeper e-commerce integration — key elements of our Tap to Everything roadmap.

“This raise strengthens our ability to accelerate our consumer device solutions worldwide. The industry is moving quickly, but Mypinpad is already leading the transition to software-first payments — and with the backing of our investors, we’re set to widen that lead on a global scale,” says Barry Levett, CEO at Mypinpad.

“Our investors’ continued support is a strong validation of the progress we’ve made and the opportunity ahead. The additional capital gives us both resilience and flexibility as we scale globally and bring new solutions to market,” says David Ackerman, CFO at Mypinpad.

We’re entering the next phase of growth with renewed focus — thanks to the support of our investors and partners, and the commitment of our team.

What if your phone could do more than just pay?

At Mypinpad, we’re turning everyday consumer devices into secure, certified payment and authenticating tools—no extra hardware needed.

From accepting payments to fighting fraud, our solutions empower every player in the ecosystem:

• Wallets tokenise cards with great UI/UX
• Fintechs launch fast, feature-rich apps
• Merchants reduce queues and cut terminal costs
• Consumers manage cards securely, anytime, anywhere

With 84% of e-commerce already done via cards or digital wallets, and SoftPOS adoption projected to surge 683% by 2028, the shift is clear:

The future of payments is software.

>> Explore how Mypinpad is helping partners lead the way

17 July 2025, United Kingdom – Mypinpad, a global innovator in mobile card payments acceptance and identity authentication software solutions, proudly announces that both its white-labelled products are now officially listed as a PCI MPoC Solution. This listing completes the company’s full set of PCI Mobile Payments on Commercial Off-the-Shelf (MPoC) certifications — including MPoC Software (for its isolated SDK) and MPoC Services (for its Attestation & Monitoring service).

This full set of MPoC certifications gives customers a wide range of products to choose from, including a SoftPOS SDK, a white-labelled payments acceptance app (Wattle), a white-labelled payments completion app (Acacia), support for SCRP terminals, and manual PAN entry under MPoC.

“This isn’t just another certification — it’s about providing customers choice,” said Barry Levett, CEO at Mypinpad. “Customers can focus on their go-to-market strategy, knowing that certifications are handled by us. Smaller payment service providers can enjoy rapid go-to-market with the Wattle or Acacia apps, whilst developing an SDK-based strategy with their own or their customers’ apps.”

While traditional SoftPOS has already transformed the way merchants accept payments — replacing bulky terminals with contactless acceptance on commercial off-the-shelf (COTS) devices — Mypinpad’s latest certification goes further, positioning the company for the next generation of use cases such as Tap to Own Device (TTOD), Tap to Add (TTA) and Tap to Confirm/Verify (TTV).

>> For more information about the PCI Security Standards Council and the List of Validated MPoC Solutions, visit: https://listings.pcisecuritystandards.org/assessors_and_solutions/mpoc_solutions

>> To view details of Mypinpad’s MPoC Solution listing, visit: https://listings.pcisecuritystandards.org/popups/mpoc_solution.php?reference=2025-01279.005

9 July 2025, United Kingdom – Mypinpad, a global innovator in mobile card payments acceptance and identity authentication software solutions, is proud to announce that its kernel has officially achieved Visa’s Tap to Consumer Device EMV Level 2 (L2) compliance for global use. This Visa L2 certification further cements Mypinpad’s leadership in secure, hardware-free payments on everyday consumer devices.

The Visa L2 certification validates the kernel’s compliance with Visa’s rigorous functional and operational specifications for Tap to Consumer Device deployments, ensuring the solution’s readiness for global rollout across acquirers, fintech and merchant partners.

“Consumer device applications such as Tap to Add, Tap to Verify, and Tap to Own Device are growing at an exponential rate as consumers experience the security and convenience of tapping their bank cards on their own phones,” said Barry Levett, CEO at Mypinpad. “With that comes the obligation to ensure our kernels meet the stringent requirements of the industry. Visa’s L2 certification validates our commitment to security and payments innovation, and strengthens our ability to power the next generation of software-based payment experiences across global markets.”

Mypinpad’s Tap to Consumer Device Kernel is central to its broader suite of certified consumer device solutions—including Tap to Own Device, Tap to Add, and Tap to Confirm/Verify. These innovations transform everyday smartphones and devices into secure, multifunctional commerce tools—eliminating the need for traditional hardware while maintaining the highest levels of compliance and user trust.

This latest achievement adds to a growing list of industry recognitions. Notably, Mypinpad is:
• Certified for PCI Mobile Payments on COTS (MPoC), the latest and most comprehensive standard for software-based payments acceptance,
• ISO 27001 certified, demonstrating its robust information security management practices, and
• A proud member of the PCI SSC Board of Advisors, helping shape the future of global payments security standards.

 

Notable disclaimer: When granted, Visa’s recognition of compliance with certain specifications is provided by Visa to verify operational characteristics important to Visa’s systems as a whole, but Visa recognition of compliance does not under any circumstances include any endorsement or warranty regarding the functionality, quality or performance of any particular product or service. Visa does not warrant any products or services provided by third parties. Visa’s recognition of compliance does not under any circumstances include or imply any product warranties from Visa, including, without limitation, any implied warranties of merchantability, fitness for purpose, or non–infringement, all of which are expressly disclaimed by Visa. All rights and remedies regarding products and services which have received Visa’s recognition of compliance shall be provided by the party providing such products or services, and not by Visa.

 

>> Learn more about Mypinpad’s consumer device innovation and how it works here

 

About Mypinpad

Mypinpad is a UK-headquartered B2B SaaS business with customers and employees in over 20 countries. Mypinpad strives to be the solution of choice for money on the move — making mobile transactions safe, easy and enjoyable. Its certified and patented technology is built on cloud-based open systems designed to be bank-grade secure and ready to scale, providing customers with the tools to grow and future-proof its business. By working together with partners, Mypinpad aims to drive financial inclusion for the benefit of millions globally.

Extract of the Compliance Recognition letter

Scope of Visa’s compliance recognition: This Compliance Recognition applies on a worldwide basis. Compliance Recognition does not supersede Visa Region-Specific Requirements, additional testing requirements as may be imposed by national testing bodies, financial institutions, network services providers, or other customers or requirements imposed by the Visa Product Brand Standards, Visa Ready Program, and/or Visa Global Brand Management.

Further conditions: As noted above, Visa performs limited testing regarding compliance with Evaluated Specifications, and the onus is on the Product Manufacturer to conduct testing to ensure that the Product works with other Visa approved/compliant products and that environmental conditions do not adversely affect performance of the Product. The Product was not tested while connected to a mobile network operator, an acquirer, or payment facilitator’s host communication network to determine whether environmental conditions affect the performance of the Product.

Compliance Recognition only applies to products that are identical to the Product that was the subject of the testing referenced in this letter. A product is not considered compliant by Visa, nor should it be promoted by you as compliant, if any aspect of that product (excluding any operating system version(s)) is different from the Product which is determined by Visa to be compliant as described in this letter.

Visa may request the Product Manufacturer to resubmit product samples that are identical to the samples tested and evaluated for compliance by Visa at any time if additional testing is required to investigate Product issues or potential non-compliance after the compliance recognition is granted.

All products submitted for testing are required to be submitted pursuant to a Visa International Service Association Approval Services Testing Agreement relevant for the product. Compliance Recognition granted in this letter is subject in all respects to the terms and conditions of the Visa International Service Association Approval Services Testing Agreement relevant for the product.

The issuance of this letter is further conditioned upon all necessary agreements having been executed, including without limitation, the applicable license agreements with Visa, and this letter shall be of no force and effect unless such agreements have been executed contemporaneously with or prior to the issuance of this letter.

Compliance Recognition is granted solely to the submitting Product Manufacturer and may not be assigned, transferred or sublicensed, either directly or indirectly, by operation of law or otherwise. Only the Product Manufacturer receiving a Visa Letter of Compliance for their product may claim that they have Compliance Recognition.

Visa may revoke Compliance Recognition at any time. Because Compliance Recognition may be revoked at any time, no Visa Client or other third party should rely on this letter without first confirming the continued effectiveness of Compliance Recognition with the applicable Visa Ready Program. Unless revoked earlier, Compliance Recognition shall remain in effect until July 08, 2028. Visa reserves the right to modify the terms or duration of Compliance Recognition at its sole discretion to accommodate business or security requirements. Even though Visa finds this Product compliant, as described in this letter, the Product Manufacturer is solely responsible for compliance with all applicable specifications and for all liabilities resulting from the use or distribution of the Product.

30 May 2025, United Kingdom – Mypinpad, a global innovator in mobile card payments acceptance and identity authentication software solutions, is pleased to announce that it has been appointed to the Board of Advisors of the PCI Security Standards Council (PCI SSC)—a key milestone that reinforces their leadership in secure, software-based payment innovation.

The PCI SSC is the global authority responsible for setting and maintaining standards that protect payment data and uphold the integrity of the payments ecosystem. Its Board of Advisors plays a critical role in shaping the direction of these standards, bringing together voices from across the industry to ensure relevance, security, and global applicability.

Mypinpad’s appointment reflects their longstanding commitment to security, innovation, and industry collaboration. As one of only a select group of global companies on the Board, the company brings deep experience in mobile-first and software-based payments acceptance—spanning technologies like SoftPOS and more recently, consumer device innovations such as Tap to Own Device, Tap to Add, Tap to Confirm/Verify.

As a Principal Participating Organization and a member of the Mobile Task Force, Mypinpad has been an active contributor to PCI SSC initiatives such as helping to shape the PCI Mobile Payments on COTS (MPoC) standard going forward.

“With a seat at the table, we’re committed to representing the evolving needs of mobile and software-based acceptance providers. As the industry accelerates toward software-driven, device-agnostic payment solutions, it’s essential that global security standards keep pace—and we’re proud to help shape that future,” says Barry Levett, CEO at Mypinpad.

“The Board of Advisors provides industry expertise and perspectives that influence and shape the development of PCI security standards and programs. We look forward to working with Mypinpad in our efforts to help organizations secure payment data globally,” says Gina Gobeyn, Executive Director at PCI SSC.

>> For more information about the PCI Security Standards Council and the Board of Advisors, visit https://www.pcisecuritystandards.org/about_us/press_releases/pci-security-standards-council-announces-2025-2027-advisory-board/

 

About the PCI Security Standards Council:

The PCI Security Standards Council (PCI SSC) leads a global, cross-industry effort to increase payment security by providing industry-driven, flexible and effective data security standards and programs that help businesses detect, mitigate and prevent cyberattacks and breaches. Connect with the PCI SSC on LinkedIn. Join the conversation on X (formerly Twitter) @PCISSC. Subscribe to the PCI Perspectives Blog. Listen to the Coffee with the Council podcast.

 

In a world where smartphones are central to everyday life, Mypinpad is transforming them into powerful tools for secure payments, identity verification, and digital onboarding.

From enabling card-present payments on personal devices to verifying card ownership with a simple tap, Mypinpad’s consumer device innovation offers issuers, PSPs, banks, and e-commerce platforms a powerful way to enhance customer trust, streamline onboarding, and reduce fraud—without the need for additional hardware. Built for a mobile-first world, our solutions deliver secure, intuitive user experiences that unlock new revenue opportunities and drive operational efficiency.

Benefits of Mypinpad’s Consumer Device Solutions

1. Truly Anytime, Anywhere

Imagine making a secure payment with just your phone—no terminals, no queues, just fast, effortless transactions. With our solutions, consumers can use their NFC-enabled smartphones to pay anytime, anywhere—whether in-store, on the move, or at home. The possibilities are endless.

Our consumer device innovation is a game-changing approach built for a mobile-first world, ensuring payments are as seamless as everyday life.

2. Frictionless Trust

When it comes to payments, trust is paramount. Mypinpad’s consumer device solutions extend the security of card-present transactions into the digital space, creating a seamless and reliable experience for both consumers and merchants.

By eliminating the need to store sensitive card data on merchant website, our solutions significantly reduce fraud risk while upholding the highest standards of data protection. This fosters greater confidence among consumers even when purchasing on an unfamiliar website—and empowers merchants with higher approval rates, fewer chargebacks, and a more secure transaction environment overall.

3. A Multitude of Use Cases

Imagine verifying your identity with ease, confirming purchases effortlessly, or securely managing your account while on the go—entirely from your own device.

 

“Our innovations extend far beyond simple payments. With a single tap, consumers can perform a wide range of actions, from authenticating their identity and adding new cards to confirming transactions and updating PINs. This technology unlocks countless possibilities, transforming the way payments and other digital services are handled,” says Barry Levett, CEO at Mypinpad

 

Far-Reaching Benefits for Consumers and Businesses

Mypinpad’s consumer device innovation delivers meaningful advantages across the payments ecosystem:

• For Consumers: Pay with confidence, wherever they are. Our technology puts convenience, security, and control directly in consumers’ hands—enabling seamless transactions, truly anytime, anywhere.

 

• For Businesses: Unlock new revenue streams and deliver a frictionless payment experience. With simplified onboarding and reduced hardware costs, businesses can focus on growth while building trust through secure, modern payment options.

 

Leveraging Mypinpad’s Global Experience

We are passionate about improving payments and making transactions simpler, safer, and more accessible for everyone. Our experience supporting over 1.6 million merchants worldwide means we deliver proven, best-in-class solutions that help our clients succeed.

1. Security and Fraud Prevention:

Our solutions incorporate robust security measures, including PIN input for added verification, reducing unauthorised access and ensuring secure transactions. The focus on strong customer authentication is already being adopted by tier 1 banks, leveraging NFC and PIN-entry capabilities to deliver authentication within a familiar, user-friendly interface.

2. Operational Simplicity:

Mypinpad’s solutions are powered by a Full stack Software Development Kit (SDK) to deliver rapid go-to-market capabilities, enabling businesses to save time, reduce costs, and swiftly adapt to evolving market demands.

3. Enhanced User Experience:

At Mypinpad, we put customers first. Our technology bridges the gap between physical and digital channels by enabling true card-present payments within e-commerce journeys. With intuitive PIN entry and seamless NFC capabilities, users enjoy a secure, familiar, and trusted payment experience.

4. Proven Track Record:

Our solutions are trusted by leading global banks, fintechs and e-commerce companies that have implemented our SDK-based authentication within its mobile banking platform, setting a new benchmark for secure digital engagement. These implementations underscore the scalability, security, and versatility of our approach, meeting current market demands while unlocking new opportunities in the rapidly evolving digital payments landscape.

5. Certified for Confidence

Mypinpad has attained ISO 27001 certification, further solidifying its commitment to world-class data security. This certification, alongside our existing PCI MPoC, PCI DSS, and PCI PIN credentials, reflects our rigorous approach to safeguarding sensitive information across every touchpoint.

With these industry-leading certifications, Mypinpad delivers secure, resilient mobile card payment acceptance and identity authentication solutions—giving our customers and partners the confidence to innovate without compromise.

>> Learn more about Mypinpad’s consumer device innovation and how it works here

As everyday transactions become smarter and more connected, Mypinpad leads the way with breakthrough consumer device solutions. Our technology redefines how payment interactions take place—enabling secure, seamless access anytime, anywhere. Designed to support a wide range of use cases, our solutions meet the evolving demands of both consumers and businesses with trust and flexibility at their core.

What is Mypinpad’s Consumer Device Innovation?

Mypinpad’s consumer device innovation enables consumers to make secure, card-present transactions using their own NFC-enabled smartphones—without the need for a merchant’s payment terminal, or to visit an ATM or bank. By turning everyday devices into trusted payment/verification tools, this technology supports use cases across e-commerce, banking, peer-to-peer transactions, and more. It delivers a seamless, contactless experience while maintaining the highest standards of security.

Our consumer device innovation can be broken down into 3 prevailing use cases:

Tap to Own Device (TTOD): Consumers can make card-present payments directly on their own NFC-enabled smartphones—no need for a merchant terminal. Still in pilot, TTOD enables card-present payments in digital environments, improving approval rates and reducing fraud, chargebacks and disputes through liability shifts.

Tap to Add (TTA): A fast, secure way to digitise a payment card. Consumers simply tap their physical card on their smartphone to provision it into a mobile wallet. This also enables tokenisation for future e-commerce use, supporting a seamless transition from physical to digital payment credentials.

Tap to Confirm/Verify (TTV): A tap-based method for verifying a payment card’s authenticity. This anti-fraud measure confirms the card is in the user’s possession—helping to prevent account takeovers, fake card enrolments, and identity fraud during digital onboarding or high-risk transactions.

 

“Mypinpad’s consumer device innovation isn’t just a new payment method; it’s reimagining how we interact with our devices on a daily basis,” says Barry Levett, CEO at Mypinpad.  “We are setting the stage for a future where transactions are truly frictionless, empowering both consumers and businesses in new ways.”

 

How Does It Work?

Mypinpad’s consumer device technology makes secure interactions effortless. Whether adding a card, making a payment, or verifying ownership, the process is fast, intuitive, and designed with user convenience in mind.

To make a payment (TTOD), users tap their physical card to their NFC-enabled phone, enter a PIN if required, and complete the transaction.

To add a card (TTA), users simply tap their card on their own device. The card is instantly loaded into their digital wallet—ready for tokenised use in e-commerce or contactless payments.

To verify or confirm a card (TTV), a user may be asked to confirm they physically hold the payment card. Rather than entering card details manually or uploading images, they simply tap the card to their phone.

 

Global Reach, Unmatched Potential

With 84% of e-commerce transactions now made via cards or digital wallets, the shift to digital payments is undeniable. SoftPOS adoption is projected to surge by 683% by 2028—a clear signal that the future of payments lies in the palm of your hand.

In a world where mobile devices are everywhere, our software-first approach ensures that any business, anywhere, can offer secure, seamless payment experiences—without the need for extra hardware. This isn’t just global reach. It’s global readiness.

>> Read our article on the benefits of adopting Mypinpad’s consumer device solutions

 

Sources: Worldpay Global Payments Report 2024 , Juniper Research 2024

We are pleased to announce that Mypinpad has joined the Mastercard Engage partner network to accelerate time to market for Tap on Phone innovation.

As a Mastercard Start Path alumni, this marks another milestone in our growing collaboration with Mastercard — and a strong vote of confidence in our secure, scalable payment solutions.

We applaud Mastercard for championing innovation and supporting the Payments community through impactful initiatives like Engage and Start Path.

As an Engage partner, Mypinpad empowers acquirers, issuers, and fintechs to go to market faster with trusted SoftPOS and multi-channel payments technology — helping businesses accept payments smarter, safer, and faster.

More reach. More impact. More innovation. Explore how we can support your growth: Contact Us

UPDATE 22 January 2025:  We have expanded our PCI MPoC certification to include support for manual PAN entry and Secure Card Reader for PIN (SCRP). These enhancements address key merchant needs by enabling secure manual input of card numbers in scenarios such as damaged cards, remote transactions, or backup processing. Additionally, SCRP offers a robust solution for secure PIN entry via external card readers, ensuring compliance and flexibility for high-value or PIN-required transactions.

At Mypinpad, we remain committed to advancing payment security and delivering trusted, innovative solutions that meet the evolving needs of our customers.

24 May 2024, United Kingdom – Mypinpad, a global innovator in mobile card payments acceptance and identity authentication software solutions, is happy to announce that its isolated Software Development Kit (SDK) has achieved PCI Mobile Payments on COTS (MPoC) Software certification, demonstrating its commitment to providing the highest standards of security and innovation in mobile payments acceptance solutions.

The MPoC certification is awarded by the Payment Card Industry Security Standards Council (PCI SSC) and represents the latest security standard for mobile payments on Commercial-Off-The-Shelf (COTS) devices, such as smartphones and tablets. This certification underscores Mypinpad’s dedication to ensuring that its mobile payment solutions meet the rigorous security requirements necessary to protect cardholder data and transactions in today’s dynamic digital landscape.

“We are thrilled to have received the PCI MPoC Software certification for our isolated SDK which allows our clients to quickly roll out new apps. They can focus on great-looking apps while we take care of the security,” says Barry Levett, CEO at Mypinpad. “This achievement not only validates our ongoing efforts to deliver secure and reliable mobile payment solutions, but to do so in a way that is simple for clients to implement and roll out. Our clients and their customers can now have even greater confidence in the safety and integrity of their mobile transactions.”

Mypinpad’s certified mobile payment solutions offer several benefits to clients:

· An isolated SDK which can be embedded into merchant apps for speed, full brand control and simple implementation

· Elimination of scheme waiver requirements or rollout limitations

· Provision of local and remote attestation and monitoring

· Additional support for Level 3 and MPoC Solution certifications

As a pioneer in mobile payment solutions with a global track record of over 1.6 million merchants, Mypinpad leads the way in innovation, committing to deliver next-generation payments technology that meets the evolving needs of merchants and consumers worldwide.

See our listing on the PCI Security Standards Council website here.