Authentication – Mypinpad

AUTHENTICATION

Proven authentication technology

Secure, convenient and cost-effective

Frictionless step-up verification

For raising credit limits, changing passwords or authorising high-value transactions

Secure Customer Authentication (SCA)

Power SCA as part of the revised Payment Services Directive (PSD2)

Adding cards to digital wallets

Compliant SCA element for adding payment cards to digital wallets securely

No need for RSA keys or card readers

Simply tap a card and type a PIN number directly into a mobile phone for secure authentication

No more authentication texts

A customer-friendly and cost-effective way to replace unsecured OTP text messages

Simplified registration journeys

Securely register devices for the first time without any cross-channel verification required

Authentication, redefined for a software-first world

Authentication that adapts to personal devices—secure, simple, and built to scale.

Frequently Asked Questions

What is Mypinpad Authentication?

Mypinpad Authentication enables secure user verification on mobile devices using Tap-to-Verify technology and biometric/ID-based step-up methods, eliminating the need for passwords.

How does Tap-to-Verify work?

Tap-to-Verify allows users to authenticate themselves by tapping their bank card against their own NFC-enabled device, combined with secure PIN entry if required. This method is secure, frictionless, and aligns with strong customer authentication (SCA) requirements.

Who can use Mypinpad Authentication?

Any organization that needs to verify customer identity for online, in-branch, or remote services—such as banks, fintechs, and government agencies—can implement Mypinpad Authentication.

Is Mypinpad Authentication compliant with regulations?

Yes, Mypinpad Authentication complies with global data protection and financial regulations, including GDPR, PSD2, and eIDAS, and is certified under PCI MPoC standards.

Can Authentication be deployed standalone?

Yes, Authentication can be deployed as a standalone app or integrated via SDK into existing customer-facing apps for mobile onboarding and remote verification workflows.